15 usc 1681e July 8, 2019 16 32 64 128 15 usc 1681e(b) 15 usc 1681e b explained 15 usc 1681e b pdf 15 usc 1681e b meaning 15 usc 1681e b 15 usc 1681i a 15 u.s.c. ยง 1681 15 u.s.c. sec. 1681i(a)